You want to lower your monthly mortgage payment by refinancing into a new, lower-rate home loan — whether a fixed rate loan, an adjustable rate mortgage, or a fixed-ARM combination loan. You may even wish to have the option to make “interest-only” monthly payments on your new loan.

You purchased a home recently with a 1st and 2nd mortgage and want to refinance your loan to consolidate both loans into one new loan at your home’s current value. To learn more about refinancing home loan please visit site.

You have an adjustable rate mortgage now, but want consistent payments in the future by refinancing your loan into a new fixed rate loan

You want to refinance your loan to get cash from your home’s equity for debt consolidation, home improvements, investments, or other purposes

You want to build up your equity quicker and pay off your loan sooner by refinancing your loan to an accelerated mortgage (i.e. 30-year to a 20-year, 15-year, or 10-year mortgage).